Frequently Asked Questions

Q1.	What happens to my debts on your program?
A1.	Our clients' debts are eliminated as quickly as possible, often in 1/3 of the normal time. This is all done automatically, without increasing our clients' monthly debt payments from what they are currently paying.
Q2.	How are you able to do this?
A2.	We utilize a combination of tested and proven debt elimination approaches and the latest technology to eliminate our clients' debts in the fastest time possible, saving them the maximum amount in interest. Our outstanding, proprietary software, which took several years and tens of thousands of dollars to create, calculates the optimal payout plan each month for each client, guaranteeing the highest rate of return on every dollar paid towards debt. The key to success is consistency and knowing the proper allocation of debt payments, which is algorithmically calculated each month by our software.
Q3.	How long should I stay on the program?
A3.	You will be out of debt much faster and save thousands of dollars in interest by being in our program. Through providing you with a Free Debt-to-Wealth Analysis, a Representative can evaluate your personal circumstances and give you an approximate day for you to be debt free. As part of this Free Debt-toWealth Analysis, our powerful financial tools will quickly calculate the savings in time and money which you will enjoy by joining us. To find out your approximate debt-free day, request your Free Debt-to Wealth Analysis.
Q4.	Is there a way that your clients can accelerate the process of debt elimination and wealth building even faster?
A4.	Each of our clients receive the benefit of one-on-one coaching. Through this coaching, most of our clients discover "hidden goldmines", or additional available funds that they didn't even know they had. Many of our clients choose to apply these additional available funds to their existing debts, thus eliminating them even faster than was originally anticipated by their plan.
Q5.	How are your clients' funds handled for their program account? Are they safe and secure?
A5.	We have a successful and proven debt elimination, wealth building program offered by an outstanding and experienced company. To provide the utmost security of our clients' money, all funds are held in an FDIC insured master account at a bank. Upon the client's authorization, we direct the bank to administer the client's plan. The bank drafts money from the client's checking account, deposits the money into the FDIC insured master account, then disburses payments from the master account to the client's creditors, as scheduled. At no time do we have access to the client's funds, ensuring that the client's money is always safe and secure.
Q6.	How long have you been in business and is it a reputable company?
A6.	Our company was organized in 1987 and since that time, has helped thousands of families get out of debt and transform their financial futures forever. Our educational materials are highly acclaimed and are used as teaching tools in colleges throughout America. We are a company of high integrity, as evidenced by its membership in the Better Business Bureau of Utah.
Q7.	Will my credit be damaged by joining your program?
A7.	No. Your credit rating will be enhanced by timely payments that are never less than the minimum payment asked for by your creditor.
Q8.	What kind of debts can I include in my Program?
A8.	All secured or unsecured debts can be included in the program, such as credit cards, car payments, mortgage, hospital bills, personal loans, student loans, department store credit cards, and gas cards. Monthly bills such as telephone and utilities are best left off the program.
Q9.	What does a profile analysis cost?
A9.	There is no cost and absolutely no obligation.
Q10.	What can your clients do to help ensure their success on the Program?
A10.	Avoid incurring additional debt. The payment schedules of our clients are based upon the initial debts selected by our clients to put on their program. Once these debts are eliminated, available funds can be used to secure our clients' financial future! Eliminating debt and building wealth automatically - that's the power of our program.
Q11.	Does your company provide any additional assistance in helping clients get out of debt and build wealth in the fastest possible time?
A11.	Yes! Our program provides clients with a personal financial coach who works one-on-one with clients to help them reach their financial goals. Our coaches guide our clients by helping them discover unique, wealth-building principles that are the secrets to achieving financial independence!
Q12.	How much does this service cost?
A12.	The cost is only a fraction of what we can actually save you. Much of the time, there is no out-of-pocket expense and usually no increase in your current payments. Actually lowering your monthly payments is a  great possibility. A better question is, "How much will it cost me to NOT do this program?" We offer a FREE customized Debt Analysis to help you in making your decision.
Q13.	What if your clients use or incur charges on one of their credit cards or take on new debt (i.e. new car loan)?
A13.	We highly recommend that our clients do not use credit cards, or take on additional debt, unless it is for an emergency. We recognize, however, that there are life circumstances which sometimes require it. We help our clients adjust for these circumstances and still stay on the program. If clients do incur charges on their credit cards or take on new debt, they can call one of our Financial Specialists who will adjust the client's payment schedule on their plan.
Q14.	Who do I contact if I have any further questions about the program?
A14.	Simply request a Free Debt to Wealth Analysis. One of our specialists will call you, answer all of your questions, and show you specifically how our program can eliminate all of your debt in approximately one-third the normal time. There is no obligation.
Q15.	If I have a friend that might be able to benefit from your program, what should I do?
A15. A5555	Send word of this website to your friend. It could be the tip that changes your friend's financial future forever.